Terms of Service

Last updated: August 12, 2026

These Terms govern your access to and use of smallbusinesstrainingplanner.com and related services (“Service”) operated by Small Business Training Planner. By using the Service, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 (or the age of majority in your jurisdiction) and capable of entering a binding contract.

2. Accounts

If you create an account, you agree to provide accurate information, keep credentials confidential, notify us of unauthorized access, and take responsibility for activity under your account. We may suspend or terminate accounts that violate these Terms.

3. Content and Purchases

• Site content (articles, guides, downloads) is for general informational purposes only.
• Where products or paid resources are offered, prices are in USD unless noted and may change without notice.
• You authorize us (or our processors) to charge your payment method for any purchase.
• All sales are subject to acceptance; we may cancel or refuse any order. See our Refund Policy where applicable.

4. Affiliate Links and Advertising

Small Business Training Planner participates in affiliate marketing and may display advertising. See our Affiliate Disclosure for details.

5. Intellectual Property

All content on the Service — text, graphics, logos, images, and downloadable files — is the property of Small Business Training Planner or its licensors and protected by U.S. and international IP laws. You may not copy, reproduce, modify, distribute, resell, or create derivative works without written permission. Limited personal, non-commercial use is permitted for content and free resources you access.

6. User Content

If you submit content (comments, reviews, support requests):

• You retain ownership.
• You grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display that content in connection with operating and promoting the Service.
• You represent your content does not infringe any third-party rights.
• We may remove user content that violates these Terms.

7. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose.
• Harass, threaten, defame, or harm others.
• Transmit viruses, malware, or harmful code.
• Attempt unauthorized access to the Service or other accounts.
• Use bots, scrapers, or crawlers without written permission.
• Misrepresent your identity or affiliation.
• Interfere with the operation of the Service.

8. Third-Party Services

The Service contains links to third-party resources, including affiliate links. We do not control or endorse them, and your use is at your own risk under their terms.

9. Disclaimers

We do not guarantee the Service will be uninterrupted, secure, or error-free. Any content is for general informational purposes and does not constitute legal, financial, medical, or professional advice.

10. Limitation of Liability

To the maximum extent permitted by law, Small Business Training Planner and its officers, directors, employees, and agents are not liable for any indirect, incidental, special, consequential, or punitive damages (including lost profits, lost data, or business interruption) arising from your use of the Service.

Our total aggregate liability shall not exceed the greater of (a) amounts you paid us in the 12 months before the claim, or (b) $100.

11. Indemnification

You agree to indemnify and hold harmless Small Business Training Planner and its affiliates from any claim, liability, damage, loss, or expense (including reasonable attorneys’ fees) arising out of your use of the Service, violation of these Terms, or violation of third-party rights.

12. Termination

We may suspend or terminate your access at any time, with or without notice. Upon termination, your right to use the Service ends immediately. Sections on IP, Disclaimers, Limitation of Liability, Indemnification, and Governing Law survive termination.

13. Governing Law and Disputes

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-laws. Any dispute will be resolved exclusively in the state or federal courts of Texas, and you consent to personal jurisdiction there.

14. Changes to These Terms

We may revise these Terms. We will update the “Last updated” date. Material changes will be communicated. Continued use constitutes acceptance.

15. Entire Agreement

These Terms, with our Privacy Policy, constitute the entire agreement regarding the Service.

16. Severability

If any provision is found unenforceable, remaining provisions remain in full force and effect.